An old lady was standing at the railing of the

cruise ship holding her hat tight so that it would

not blow away in the wind.

A gentleman approached her and said,

“Pardon me, madam.

I do not intend to be forward but did you know

that your dress is blowing up in this high wind?”

“Yes, I know,” said the lady. “I need both my

hands to hold onto this hat.”

“But madam, you must know that you are not

wearing any panties and your privates are

exposed!” said the gentleman in earnest.

The woman looked down, then back up at the

man and replied, “Sir, anything you see down

there is 85 year- old. I just bought this hat

yesterday!”

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